/* =============================================
   ATAURUS ACCOUNTING — STYLESHEET
   ============================================= */

/* --- RESET & BASE --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Colors */
  --primary:      #1B3A6B;   /* Navy blue */
  --primary-light:#2A5298;
  --primary-dark: #0F2144;
  --gold:         #C9A84C;
  --gold-light:   #E8C96A;
  --accent:       #2ECC9A;   /* Teal green */
  --bg:           #FFFFFF;
  --bg-alt:       #F7F8FC;
  --bg-dark:      #0F1A2E;
  --text:         #1A1F36;
  --text-muted:   #6B7280;
  --text-light:   #9CA3AF;
  --border:       #E5E7EB;
  --border-dark:  #374151;

  /* Typography */
  --font-sans:    'Inter', system-ui, -apple-system, sans-serif;
  --font-serif:   'Playfair Display', Georgia, serif;

  /* Spacing */
  --section-py:   6rem;
  --container:    1200px;
  --radius:       12px;
  --radius-sm:    8px;
  --radius-lg:    20px;

  /* Shadows */
  --shadow-sm:    0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.05);
  --shadow:       0 4px 16px rgba(0,0,0,.1);
  --shadow-lg:    0 20px 60px rgba(0,0,0,.15);
  --shadow-gold:  0 4px 20px rgba(201,168,76,.3);

  /* Transitions */
  --transition:   0.25s ease;
}

html { scroll-behavior: smooth; scroll-padding-top: 80px; }

body {
  font-family: var(--font-sans);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* --- CONTAINER --- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: clamp(1rem, 5vw, 2rem);
}

/* =============================================
   BUTTONS
   ============================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  font-weight: 600;
  font-size: .9375rem;
  padding: .75rem 1.75rem;
  border-radius: 8px;
  transition: all var(--transition);
  white-space: nowrap;
  letter-spacing: .01em;
}

.btn--primary {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 2px 8px rgba(27,58,107,.35);
}
.btn--primary:hover {
  background: var(--primary-light);
  box-shadow: 0 4px 16px rgba(27,58,107,.4);
  transform: translateY(-1px);
}

.btn--outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn--outline:hover {
  background: var(--primary);
  color: #fff;
  transform: translateY(-1px);
}

.btn--ghost {
  background: rgba(255,255,255,.12);
  color: #fff;
  border: 2px solid rgba(255,255,255,.3);
  backdrop-filter: blur(8px);
}
.btn--ghost:hover {
  background: rgba(255,255,255,.22);
  border-color: rgba(255,255,255,.6);
}

.btn--ghost-dark {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--border);
}
.btn--ghost-dark:hover {
  border-color: var(--primary);
}

.btn--gold {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: #fff;
  box-shadow: var(--shadow-gold);
}
.btn--gold:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 24px rgba(201,168,76,.4);
}

.btn--lg { padding: .875rem 2.25rem; font-size: 1.0625rem; }
.btn--sm { padding: .5rem 1.25rem; font-size: .875rem; }
.btn--full { width: 100%; }

/* =============================================
   NAVIGATION
   ============================================= */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  transition: background var(--transition), box-shadow var(--transition);
}

.header.scrolled {
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 1px 0 var(--border), var(--shadow-sm);
}

.nav {
  display: flex;
  align-items: center;
  gap: 2rem;
  height: 76px;
}

.nav__logo {
  display: flex;
  align-items: center;
  gap: .625rem;
  flex-shrink: 0;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  transition: color var(--transition);
}
.header:not(.scrolled) .nav__logo { color: #fff; }

.logo-icon {
  width: 36px; height: 36px;
  display: flex; align-items: center; justify-content: center;
  background: var(--gold);
  color: #fff;
  font-size: 1.1rem;
  font-weight: 800;
  border-radius: 8px;
  flex-shrink: 0;
}

.logo-text em { font-style: normal; color: var(--gold); }

.nav__menu {
  display: flex;
  align-items: center;
  gap: .25rem;
  margin-left: auto;
}

.nav__link {
  padding: .5rem .875rem;
  font-size: .9rem;
  font-weight: 500;
  border-radius: 6px;
  transition: color var(--transition), background var(--transition);
  color: rgba(255,255,255,.85);
}
.header.scrolled .nav__link { color: var(--text-muted); }
.nav__link:hover,
.nav__link.active {
  color: #fff;
  background: rgba(255,255,255,.15);
}
.header.scrolled .nav__link:hover,
.header.scrolled .nav__link.active {
  color: var(--primary);
  background: var(--bg-alt);
}

.nav__cta { margin-left: .5rem; }
.header:not(.scrolled) .nav__cta {
  background: rgba(255,255,255,.2);
  color: #fff;
  border: 2px solid rgba(255,255,255,.4);
  backdrop-filter: blur(8px);
}
.header:not(.scrolled) .nav__cta:hover {
  background: rgba(255,255,255,.35);
}

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: .5rem;
  margin-left: auto;
}
.nav__hamburger span {
  display: block;
  width: 22px; height: 2px;
  background: currentColor;
  transition: all var(--transition);
  color: #fff;
}
.header.scrolled .nav__hamburger span { background: var(--primary); }
.nav__hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav__hamburger.open span:nth-child(2) { opacity: 0; }
.nav__hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* =============================================
   SECTION UTILITIES
   ============================================= */
.section-badge {
  display: inline-block;
  font-size: .8125rem;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--primary-light);
  background: rgba(42,82,152,.1);
  padding: .3rem .9rem;
  border-radius: 100px;
  margin-bottom: 1rem;
}
.section-badge--gold {
  color: var(--gold);
  background: rgba(201,168,76,.1);
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin-inline: auto;
  margin-bottom: 3.5rem;
}

.section-title {
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 4vw, 2.625rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--text);
  margin-bottom: 1rem;
}

.section-subtitle {
  font-size: 1.0625rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* =============================================
   HERO
   ============================================= */
.hero {
  position: relative;
  min-height: 100svh;
  display: flex;
  align-items: center;
  padding: 7rem 0 5rem;
  overflow: hidden;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 60%, var(--primary-light) 100%);
  z-index: 0;
}

.hero__bg::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero__bg::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 120px;
  background: linear-gradient(to top, var(--bg) 0%, transparent 100%);
}

.hero__content {
  position: relative;
  z-index: 1;
  max-width: 780px;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  font-size: .8125rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--gold-light);
  background: rgba(201,168,76,.15);
  border: 1px solid rgba(201,168,76,.3);
  padding: .375rem 1rem;
  border-radius: 100px;
  margin-bottom: 1.5rem;
}

.hero__title {
  font-family: var(--font-serif);
  font-size: clamp(2.5rem, 7vw, 4.5rem);
  font-weight: 700;
  color: #fff;
  line-height: 1.1;
  margin-bottom: 1.5rem;
}

.highlight {
  color: var(--gold-light);
  position: relative;
}

.hero__subtitle {
  font-size: clamp(1rem, 2.5vw, 1.1875rem);
  color: rgba(255,255,255,.8);
  max-width: 580px;
  margin-bottom: 2.5rem;
  line-height: 1.7;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 3.5rem;
}

.hero__stats {
  display: flex;
  align-items: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}

.stat__number {
  display: block;
  font-size: 2rem;
  font-weight: 700;
  color: #fff;
  line-height: 1;
  margin-bottom: .25rem;
}

.stat__label {
  font-size: .875rem;
  color: rgba(255,255,255,.6);
  letter-spacing: .02em;
}

.stat__divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,.2);
}

.hero__scroll {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 1;
}

.scroll-indicator {
  display: block;
  width: 26px;
  height: 42px;
  border: 2px solid rgba(255,255,255,.4);
  border-radius: 13px;
  position: relative;
}
.scroll-indicator::after {
  content: '';
  position: absolute;
  top: 6px; left: 50%;
  transform: translateX(-50%);
  width: 4px; height: 8px;
  background: rgba(255,255,255,.7);
  border-radius: 2px;
  animation: scroll-bounce 1.8s ease infinite;
}

@keyframes scroll-bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); opacity: 1; }
  50% { transform: translateX(-50%) translateY(8px); opacity: .3; }
}

/* =============================================
   TRUST BAR
   ============================================= */
.trust-bar {
  background: var(--bg-alt);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 1.25rem 0;
}

.trust-bar__inner {
  display: flex;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
}

.trust-bar__label {
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--text-light);
  white-space: nowrap;
}

.trust-bar__logos {
  display: flex;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
  flex: 1;
}

.trust-logo {
  font-size: .8125rem;
  font-weight: 600;
  color: var(--text-muted);
  padding: .375rem .875rem;
  border: 1.5px solid var(--border);
  border-radius: 6px;
  white-space: nowrap;
  transition: all var(--transition);
}
.trust-logo:hover {
  border-color: var(--primary);
  color: var(--primary);
}

/* =============================================
   SERVICES
   ============================================= */
.services {
  padding: var(--section-py) 0;
  background: var(--bg);
}

.services__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
}

.service-card {
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.service-card--featured {
  background: linear-gradient(145deg, var(--primary-dark) 0%, var(--primary) 100%);
  border-color: var(--primary);
  color: #fff;
}
.service-card--featured::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(255,255,255,.04);
}

.service-card__tag {
  position: absolute;
  top: 1.25rem; right: 1.25rem;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  background: var(--gold);
  color: #fff;
  padding: .25rem .6rem;
  border-radius: 4px;
}

.service-card__icon {
  width: 52px; height: 52px;
  background: rgba(42,82,152,.08);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.service-card--featured .service-card__icon {
  background: rgba(255,255,255,.12);
}
.service-card__icon svg {
  width: 28px; height: 28px;
  color: var(--primary);
}
.service-card--featured .service-card__icon svg { color: var(--gold-light); }

.service-card__title {
  font-family: var(--font-serif);
  font-size: 1.375rem;
  font-weight: 700;
  line-height: 1.3;
}

.service-card__desc {
  font-size: .9375rem;
  line-height: 1.65;
  color: var(--text-muted);
}
.service-card--featured .service-card__desc { color: rgba(255,255,255,.75); }

.service-card__list {
  display: flex;
  flex-direction: column;
  gap: .5rem;
  flex: 1;
}
.service-card__list li {
  font-size: .9rem;
  color: var(--text-muted);
  padding-left: 1.375rem;
  position: relative;
}
.service-card--featured .service-card__list li { color: rgba(255,255,255,.7); }
.service-card__list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: .55em;
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--accent);
}
.service-card--featured .service-card__list li::before { background: var(--gold-light); }

.service-card .btn--outline {
  border-color: var(--border);
  color: var(--text-muted);
  align-self: flex-start;
}
.service-card .btn--outline:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: transparent;
}

/* =============================================
   SMSF
   ============================================= */
.smsf {
  padding: var(--section-py) 0;
  background: var(--bg-alt);
}

.smsf__inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 5rem;
  align-items: center;
}

.smsf__desc {
  font-size: 1.0625rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 2rem;
}

.smsf__features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 2.5rem;
}

.smsf-feature {
  display: flex;
  gap: .875rem;
  align-items: flex-start;
}

.smsf-feature__icon {
  width: 36px; height: 36px;
  background: rgba(42,82,152,.08);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  margin-top: .1rem;
}
.smsf-feature__icon svg { width: 18px; height: 18px; color: var(--accent); }

.smsf-feature h4 {
  font-size: .9375rem;
  font-weight: 600;
  margin-bottom: .25rem;
  color: var(--text);
}
.smsf-feature p { font-size: .875rem; color: var(--text-muted); line-height: 1.6; }

.smsf__cta {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* SMSF Visual Card */
.smsf-card {
  background: var(--primary-dark);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  color: #fff;
}

.smsf-card__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  background: rgba(255,255,255,.05);
  border-bottom: 1px solid rgba(255,255,255,.08);
  font-weight: 600;
  font-size: .9375rem;
}

.smsf-card__badge {
  font-size: .75rem;
  font-weight: 700;
  background: var(--accent);
  color: #fff;
  padding: .25rem .6rem;
  border-radius: 100px;
  letter-spacing: .04em;
}

.smsf-card__body { padding: 1.5rem; }

.smsf-metric { margin-bottom: 1.5rem; }
.smsf-metric__label {
  display: block;
  font-size: .8125rem;
  color: rgba(255,255,255,.55);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: .375rem;
}
.smsf-metric__value {
  display: block;
  font-family: var(--font-serif);
  font-size: 2.25rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: .25rem;
}
.smsf-metric__change {
  font-size: .8125rem;
  font-weight: 600;
}
.smsf-metric__change.positive { color: var(--accent); }

.smsf-chart {
  display: flex;
  align-items: flex-end;
  gap: .625rem;
  height: 80px;
  margin-bottom: 1.5rem;
  padding: .75rem;
  background: rgba(255,255,255,.04);
  border-radius: var(--radius-sm);
}

.chart-bar {
  flex: 1;
  height: var(--h);
  background: var(--c);
  border-radius: 4px 4px 0 0;
  opacity: .8;
  transition: opacity var(--transition);
}
.chart-bar:hover { opacity: 1; }

.smsf-checklist {
  display: flex;
  flex-direction: column;
  gap: .5rem;
}

.smsf-check {
  font-size: .875rem;
  color: rgba(255,255,255,.65);
  padding-left: 1.5rem;
  position: relative;
}
.smsf-check.done { color: rgba(255,255,255,.9); }
.smsf-check.done::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}

/* =============================================
   FAQ
   ============================================= */
.faq {
  padding: var(--section-py) 0;
  background: var(--bg);
}

.faq__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(360px, 1fr));
  gap: 1rem;
  max-width: 1100px;
  margin-inline: auto;
}

.faq-item {
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item:hover { border-color: var(--primary); }
.faq-item[open] { border-color: var(--primary); }

.faq-item summary {
  cursor: pointer;
  padding: 1.25rem 1.5rem;
  font-weight: 600;
  font-size: .9375rem;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  transition: color var(--transition);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item[open] summary { color: var(--primary); }
.faq-item summary::after {
  content: '+';
  font-size: 1.25rem;
  font-weight: 300;
  color: var(--text-light);
  flex-shrink: 0;
  transition: transform var(--transition);
}
.faq-item[open] summary::after {
  content: '−';
  color: var(--primary);
}

.faq-item p {
  padding: 0 1.5rem 1.25rem;
  font-size: .9375rem;
  color: var(--text-muted);
  line-height: 1.7;
  border-top: 1px solid var(--border);
  padding-top: 1rem;
}

/* =============================================
   WHY US
   ============================================= */
.why-us {
  padding: var(--section-py) 0;
  background: var(--bg-alt);
}

.why-us__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}

.why-card {
  background: var(--bg);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1.5px solid var(--border);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.why-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.why-card__number {
  font-family: var(--font-serif);
  font-size: 3rem;
  font-weight: 700;
  color: var(--border);
  line-height: 1;
  margin-bottom: .75rem;
  transition: color var(--transition);
}
.why-card:hover .why-card__number { color: rgba(27,58,107,.1); }

.why-card h3 {
  font-size: 1.125rem;
  font-weight: 700;
  margin-bottom: .625rem;
  color: var(--text);
}
.why-card p { font-size: .9375rem; color: var(--text-muted); line-height: 1.65; }

/* =============================================
   TESTIMONIALS
   ============================================= */
.testimonials {
  padding: var(--section-py) 0;
  background: var(--bg);
}

.testimonials__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}

.testimonial-card {
  background: var(--bg-alt);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1.5px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  transition: all var(--transition);
}
.testimonial-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--primary);
  transform: translateY(-2px);
}

.testimonial-card--featured {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}

.testimonial-card__stars { color: var(--gold); font-size: 1.125rem; letter-spacing: .1em; }

.testimonial-card__quote {
  font-size: .9375rem;
  line-height: 1.7;
  color: var(--text-muted);
  flex: 1;
  font-style: italic;
}
.testimonial-card--featured .testimonial-card__quote { color: rgba(255,255,255,.85); }

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: .875rem;
}

.testimonial-card__avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--primary-light);
  color: #fff;
  font-size: .875rem;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.testimonial-card--featured .testimonial-card__avatar {
  background: rgba(255,255,255,.2);
}

.testimonial-card__author strong {
  display: block;
  font-size: .9375rem;
}
.testimonial-card__author span {
  font-size: .8125rem;
  color: var(--text-light);
}
.testimonial-card--featured .testimonial-card__author span { color: rgba(255,255,255,.6); }

/* =============================================
   PRICING
   ============================================= */
.pricing {
  padding: var(--section-py) 0;
  background: var(--bg-alt);
}

.pricing__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  align-items: start;
  margin-bottom: 1.5rem;
}

.pricing-card {
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  position: relative;
  transition: all var(--transition);
}
.pricing-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }

.pricing-card--popular {
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(27,58,107,.08);
  transform: scale(1.02);
}
.pricing-card--popular:hover { transform: scale(1.02) translateY(-4px); }

.pricing-card__badge {
  position: absolute;
  top: -13px; left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: #fff;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: .3rem .875rem;
  border-radius: 100px;
  white-space: nowrap;
}

.pricing-card__header {
  margin-bottom: 1.75rem;
  padding-bottom: 1.75rem;
  border-bottom: 1px solid var(--border);
}

.pricing-card__header h3 {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: .75rem;
}

.pricing-card__price {
  display: flex;
  align-items: baseline;
  gap: .25rem;
  margin-bottom: .5rem;
}

.price {
  font-family: var(--font-serif);
  font-size: 2.75rem;
  font-weight: 700;
  color: var(--primary);
}

.period {
  font-size: .9375rem;
  color: var(--text-muted);
}

.pricing-card__header p {
  font-size: .875rem;
  color: var(--text-muted);
}

.pricing-card__features {
  display: flex;
  flex-direction: column;
  gap: .75rem;
  margin-bottom: 2rem;
}

.pricing-card__features li {
  font-size: .9rem;
  color: var(--text-muted);
  padding-left: 1.5rem;
  position: relative;
}
.pricing-card__features li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}
.pricing-card__features li.disabled { color: var(--text-light); }
.pricing-card__features li.disabled::before { content: '—'; color: var(--text-light); font-weight: 400; }

.pricing__note {
  text-align: center;
  font-size: .875rem;
  color: var(--text-muted);
}
.pricing__note a { color: var(--primary); text-decoration: underline; }

/* =============================================
   ABOUT
   ============================================= */
.about {
  padding: var(--section-py) 0;
  background: var(--bg);
}

.about__inner {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 5rem;
  align-items: center;
}

.about-photo-stack {
  position: relative;
  height: 420px;
}

.about-photo {
  position: absolute;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  background: var(--bg-alt);
  border: 1.5px solid var(--border);
}

.about-photo--1 {
  width: 260px; height: 320px;
  top: 0; left: 0;
  z-index: 2;
}

.about-photo--2 {
  width: 220px; height: 280px;
  bottom: 0; right: 0;
  z-index: 1;
}

.photo-placeholder {
  width: 100%; height: 100%;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--bg-alt), var(--border));
}
.photo-placeholder svg { width: 60px; height: 60px; color: var(--text-light); }

.about-badge {
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  z-index: 3;
  background: var(--gold);
  color: #fff;
  border-radius: var(--radius);
  padding: .875rem 1.25rem;
  text-align: center;
  box-shadow: var(--shadow-gold);
}
.about-badge span {
  display: block;
  font-size: 1.5rem;
  font-weight: 800;
  line-height: 1;
  margin-bottom: .2rem;
}
.about-badge small { font-size: .7rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; opacity: .85; }

.about__content p {
  font-size: 1rem;
  color: var(--text-muted);
  line-height: 1.75;
  margin-bottom: 1.125rem;
}

.about__credentials {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin: 2rem 0;
}

.credential {
  background: var(--bg-alt);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  padding: .875rem 1rem;
}
.credential strong { display: block; font-size: .875rem; font-weight: 700; margin-bottom: .2rem; }
.credential span { font-size: .75rem; color: var(--text-muted); }

/* =============================================
   RESOURCES
   ============================================= */
.resources {
  padding: var(--section-py) 0;
  background: var(--bg-alt);
}

.resources__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}

.resource-card {
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: .875rem;
  transition: all var(--transition);
}
.resource-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--primary);
  transform: translateY(-2px);
}

.resource-card__tag {
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--primary-light);
  background: rgba(42,82,152,.08);
  display: inline-block;
  padding: .25rem .75rem;
  border-radius: 100px;
  width: fit-content;
}

.resource-card h3 {
  font-size: 1.0625rem;
  font-weight: 700;
  line-height: 1.4;
  color: var(--text);
}

.resource-card p {
  font-size: .9375rem;
  color: var(--text-muted);
  line-height: 1.65;
  flex: 1;
}

.resource-card__link {
  font-size: .9rem;
  font-weight: 600;
  color: var(--primary-light);
  transition: color var(--transition);
}
.resource-card__link:hover { color: var(--primary); }

/* =============================================
   CONTACT
   ============================================= */
.contact {
  padding: var(--section-py) 0;
  background: var(--bg);
}

.contact__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.contact__info .section-title { text-align: left; }
.contact__info p {
  font-size: 1rem;
  color: var(--text-muted);
  margin-bottom: 2rem;
  line-height: 1.7;
}

.contact__details { display: flex; flex-direction: column; gap: 1.25rem; }

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.contact-detail__icon {
  width: 42px; height: 42px;
  background: rgba(42,82,152,.08);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-detail__icon svg { width: 20px; height: 20px; color: var(--primary); }

.contact-detail strong { display: block; font-size: .875rem; font-weight: 600; margin-bottom: .2rem; }
.contact-detail a,
.contact-detail span {
  font-size: .9375rem;
  color: var(--text-muted);
}
.contact-detail a:hover { color: var(--primary); }

/* FORM */
.contact__form {
  background: var(--bg-alt);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: .4rem;
}

.form-group label {
  font-size: .875rem;
  font-weight: 600;
  color: var(--text);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: .75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: .9375rem;
  color: var(--text);
  background: var(--bg);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(27,58,107,.1);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: #ef4444;
}

.form-group select { cursor: pointer; }
.form-group textarea { resize: vertical; min-height: 100px; }

.form-group--checkbox {
  flex-direction: row;
  align-items: flex-start;
  gap: .75rem;
}
.checkbox-label {
  display: flex;
  gap: .625rem;
  cursor: pointer;
  font-size: .875rem;
  color: var(--text-muted);
  line-height: 1.5;
}
.checkbox-label input[type="checkbox"] {
  width: 18px; height: 18px;
  flex-shrink: 0;
  margin-top: .1rem;
  accent-color: var(--primary);
  cursor: pointer;
}

.form__note {
  font-size: .8125rem;
  color: var(--text-light);
  text-align: center;
}

/* Form success state */
.form-success {
  text-align: center;
  padding: 2rem;
}
.form-success__icon {
  width: 60px; height: 60px;
  background: rgba(46,204,154,.1);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1rem;
}
.form-success__icon svg { width: 30px; height: 30px; color: var(--accent); }
.form-success h3 { font-size: 1.25rem; margin-bottom: .5rem; }
.form-success p { color: var(--text-muted); }

/* =============================================
   FOOTER
   ============================================= */
.footer {
  background: var(--bg-dark);
  color: rgba(255,255,255,.8);
}

.footer__top {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 4rem;
  padding: 4rem 0;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer__brand p {
  font-size: .9rem;
  color: rgba(255,255,255,.5);
  margin-top: 1rem;
  line-height: 1.7;
  max-width: 240px;
}

.footer__brand .nav__logo { color: #fff; }
.footer__brand .logo-text em { color: var(--gold-light); }

.footer__social {
  display: flex;
  gap: .75rem;
  margin-top: 1.25rem;
}
.footer__social a {
  width: 36px; height: 36px;
  border-radius: 8px;
  background: rgba(255,255,255,.08);
  display: flex; align-items: center; justify-content: center;
  font-size: .875rem;
  font-weight: 700;
  color: rgba(255,255,255,.7);
  transition: all var(--transition);
}
.footer__social a:hover {
  background: var(--primary-light);
  color: #fff;
}

.footer__links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.footer__col h4 {
  font-size: .8125rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: rgba(255,255,255,.4);
  margin-bottom: 1rem;
}

.footer__col ul { display: flex; flex-direction: column; gap: .625rem; }
.footer__col a {
  font-size: .9rem;
  color: rgba(255,255,255,.6);
  transition: color var(--transition);
}
.footer__col a:hover { color: #fff; }

.footer__bottom {
  padding: 1.5rem 0;
  display: flex;
  flex-direction: column;
  gap: .5rem;
}
.footer__bottom p {
  font-size: .8125rem;
  color: rgba(255,255,255,.35);
}
.footer__bottom p:first-child { color: rgba(255,255,255,.5); }

/* =============================================
   BACK TO TOP
   ============================================= */
.back-to-top {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  z-index: 900;
  width: 44px; height: 44px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  font-size: 1.125rem;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transition: all var(--transition);
}
.back-to-top.visible {
  opacity: 1;
  pointer-events: auto;
}
.back-to-top:hover {
  background: var(--primary-light);
  transform: translateY(-2px);
}

/* =============================================
   SCROLL ANIMATIONS
   ============================================= */
[data-animate] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .6s ease, transform .6s ease;
}
[data-animate].visible {
  opacity: 1;
  transform: none;
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 1024px) {
  .smsf__inner {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .smsf__visual { order: -1; }

  .about__inner {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .about-photo-stack { height: 320px; }
  .about-photo--1 { width: 200px; height: 250px; }
  .about-photo--2 { width: 180px; height: 220px; }

  .about__credentials { grid-template-columns: 1fr 1fr; }

  .contact__inner {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .footer__top { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer__brand p { max-width: 100%; }
}

@media (max-width: 768px) {
  :root { --section-py: 4rem; }

  .nav__menu {
    position: fixed;
    top: 76px; left: 0; right: 0;
    background: var(--bg);
    flex-direction: column;
    padding: 1.5rem;
    gap: .25rem;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-lg);
    transform: translateY(-120%);
    transition: transform var(--transition);
    z-index: 999;
  }
  .nav__menu.open { transform: none; }
  .nav__link { color: var(--text-muted) !important; padding: .75rem 1rem; }
  .nav__link:hover { background: var(--bg-alt); color: var(--primary) !important; }
  .nav__cta { display: none; }
  .nav__hamburger { display: flex; }

  .hero__stats { gap: 1.5rem; }
  .stat__divider { display: none; }

  .smsf__features { grid-template-columns: 1fr; }

  .faq__grid { grid-template-columns: 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .contact__form { padding: 1.5rem; }

  .footer__links { grid-template-columns: 1fr 1fr; }

  .about__credentials { grid-template-columns: 1fr; }

  .pricing-card--popular { transform: none; }
  .pricing-card--popular:hover { transform: translateY(-4px); }

  .trust-bar__inner { gap: 1rem; }
  .trust-bar__logos { gap: 1rem; }
}

@media (max-width: 480px) {
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; }

  .services__grid,
  .testimonials__grid,
  .resources__grid { grid-template-columns: 1fr; }

  .smsf__cta { flex-direction: column; }
  .smsf__cta .btn { width: 100%; }

  .footer__links { grid-template-columns: 1fr; }
  .footer__social a { width: 40px; height: 40px; }
}